‘FAQs’ Articles

Note from Juli . . .


Please tell everyone in AZ you know (or even strangers!) to check us out.  If they don’t already love you, they may start!  :)  Most of you know this, but just in case you don’t … I pay people to help me since I just don’t have time to spend on what is needed  to keep this site going.  I use affiliate links and advertising, to generate an income.  We get to continue because of those who use our links and help us grow by telling others about Bargain Believer​.

I want to be honest/clear … our #1 priority is to save you money, not make money.  But, for one to happen, the other needs to happen or we can’t continue.  I still refuse to post things that I hope a few of you might jump on, just to make a buck .. at the expense of wasting everyone else’s time & diluting the things I find valuable.  We really pick and choose what we feel is the best, especially for AZ residents, without becoming a site that just lists Amazon & other affiliate deals all the time.  That means the majority of our posts make us a whopping $0.   I get as excited to post those as I do the money making ones, if I know you will benefit.

With that said, sometimes I feel guilty for posting the things I make money on.  In some ways, it would be easier if I didn’t make/need money.  My guilt would be less.

Later this afternoon, I will put up a post about Pogo Pass.  I’m sorry for those of you who are sick of seeing it.  However, please realize that it’s extremely popular and I get thanked for sharing it all the time.  It’s an amazing value and I completely believe in it.  Also, keep in mind that we have new people come to the site each day and most people don’t see every post we do (shocking to a few of you loyal followers, I know)  :)  Honestly … we probably couldn’t afford to keep doing what we’re doing without Pogo’s generous commission.  I’d love for you to share or tag people on that post (or any!) if you think anyone would benefit.  Side note:  Pogo can also be used for fundraisers.  If you know a school or non-profit that needs to make some money, please send me an email (juli@bargainbeliever.com).  Or, it can even be a business that wants to put flyers on their counter.  They are a super company to work with.

Okay, this didn’t start out so long in my mind, but I’m a world-class rambler.  I’m glad you’re here and really don’t know how to fully express that to you, but just believe me … I love sharing deals and it’s much easier to share them, than keep them to myself.  Well … in some ways.  :)  THANK YOU!  ~ Juli


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Can You Use Digital & Paper Coupon Together at Fry’s?

Question:  Can you use a digital & paper coupon TOGETHER at Fry’s?

I’ve been avoiding this topic, unless directly asked, but I decided to tackle it.  I will give you the facts and you can do what you want with them.

The official answer is, “No.  You can’t combine a digital with a paper coupon.”  When you load a digital coupon from the Fry’s website or app, it tells you that it can’t be combined with a paper coupon.  It’s also in their coupon policy.  If you try to redeem a paper coupon with most digitals, the register will beep and the cashier will get a message that you already have a digital coupon loaded.  The cashier can’t override the digital, even if it’s worth more, and hands you back your paper coupon.  You can’t use them together.  This is true for most all of the digital coupons from Fry’s.

BUT, reality … unless the cashier/store does not allow the special digital coupons to go through with a paper one, they will work together.  By “special” I’m referring to the weekly “MyFry’sExtras” digital coupons or coupons like the ones available this week, that can be used five times in one transaction.  (All other Fry’s digital coupons can only be used once, for whatever product(s) is specified.)  With the 5x digitals, you can only use it once, but you can buy up to five of the same product to get up to five discounts.

My theory is that the 5x use coupons are really store coupons and not manufacturers’ coupons.  My other theory is that Fry’s knows this and could program their registers differently, if they were too worried about them being used together.  However, these are theories and using them together goes against their policy.  Let me stress that I have no authority or affiliation with Fry’s (or you!) and I’m only reporting what we have discovered and been told by many readers.   Ultimately, the decision is up to you and the store you go to.

On the lists we publish, we will always post the “final price” without combining coupons (unless they change their policy), based on the highest value coupon.  I don’t want to continually promote or claim that Fry’s will do something that they say they won’t.

Here’s an example.  Use the highest value coupon listed below and pay 99¢.  Load the digital and use the paper coupon and pay 49¢.  Either way … super deal for this bread!!


Oroweat Italian Bread   $1.99 (thru 4/14 at Fry’s)  NEW
$0.50/1 Fry’s digital (can use up to 5 times in one transaction, can’t use w/ paper coupon)
$1/1 Coupons.com (use zip 90808 if not in yours)
Final price:  As low as 99¢

See the full Fry’s list here.

I would love to hear if you have experienced something different.   There may be some stores that won’t accept two coupons, even with the 5x digitals.  Remember, that is their policy!  I just feel an obligation to share the above information and you can decide what to do with it.  ~ Juli


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How Does Saving Star Work? ~ Changes Coming October


I just wanted to remind everyone that changes are coming to Saving Star, starting October 1st, 2014.  There are two major parts to their change.

  1.   At many stores, the savings will no longer be automatic.  You will need to scan your receipt to get the credit into your account, starting 10/1/14.
    Register and then you can submit receipts/UPC images online or through their app.  You will also need the product’s barcode.

And, there are a bunch of retailers added, that will take scanned receipts.

  1.   The Arizona stores that participate are Fry’s, Safeway, Bashas, Food City, Albertsons, Walgreens, CVS, Target, Kmart, Dollar General, Family Dollar, WinCo, Costco, & Sam’s Club.  You can see the stores in your area, if you put in you zip code.

Here’s the general information, if you haven’t used Saving Star before.

With SavingStar, you can save eCoupons to your grocery store loyalty cards or to your Saving Star account and get credited when you swipe your card at checkout or when you submit your receipt online or through their app.  The savings doesn’t come off at the register, it gets credited to your SavingStar account, within a week or two.  (Their official time is 2 – 22 days. )  If you scan your receipt, you have until three days after the offer expires.  You can request your payment via Paypal, bank deposit, or gift card when you reach $5.

The only “automatic” stores in Arizona are CVS and Bashas’.  You will enter the store’s loyalty card number once and savings will trigger whenever you use your card and buy the specified products.

There is a “Healthy Offer of the Week.”  Every Tuesday a new coupon is available to load for fresh produce.

They also have one item each Friday that you’ll get 100% cash back!  You have through Sunday to make your purchase.

The Arizona stores that participate are Fry’s, Safeway, Bashas, Albertsons, Walgreens, CVS, Target, Kmart, Dollar General, Family Dollar, WinCo, Costco, & Sam’s Club.

Before the receipt scanning was needed, I just loaded everything and considered anything I received a bonus.  Now, it will take more effort and planning.  It will be easiest to head to CVS or Bashas’ for the Friday freebie, if that’s convenient and you need other items there.

Saving Star savings is not meant to be combined with paper coupons.  Here’s their official statement on that:

SavingStar eCoupons will work whether or not you combine them with other services’ coupons, but they are not intended to be used this way.  Generally, manufacturers state that it is against their policies for shoppers to redeem more than one manufacturer’s coupon for the same purchase.  Using in-store coupons in combination with SavingStar eCoupons is not a problem.  In the future, we may implement mechanisms to limit the combination of SavingStar eCoupons with other manufacturer coupons.


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Homeschool Convention Handout ~ Helpful Notes for Everyone!

bargain_believer_logo   So many ways to save!
Super Simple & Beyond . . .

This is the outline I used when I spoke at the homeschohol convention on Saturday, July 12th.  I’ve added links for things I can take you right to, for full information.  It should be helpful for everyone, not just people who attended the convention … hopefully!

You will be amazed how much you can save on everyday essentials and family fun!

I’ve received emails saying people have been able to quit part-time jobs, can donate extra money & other resources, have money for vacations or other fun, etc.  The savings can be BIG!!

Show up

  • Museums (many free days)
  • National Parks (free weekends)
  • Special days (National “whatever” days, store anniversaries, etc.)
  • Ask! (teacher discount?, coupons?, lowest price?)

Minimal planning

Spend $$ Up Front

  • Memberships
  • Pogo Pass ($39.98, code BARGAIN)
  • Gift card perks (gas, extra value)
  • Bulk foods (Zaycon Foods)


  • Call about monthly bills (cell phone, cable, home phone, insurance, etc)
    Republic Wireless – cell phone option
  • Buy & sell used (Craigslist, garage sales, etc.)
  • Meal plan around sales (especially meat!)

Click (Online, Apps, Mobile)


Use Sunday Inserts & Printable Coupons


Possibly the most difficult

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Are We Going to Charge for Bargain Believer? No! ~ How Can You Support Us?


I’ve been asked if I will charge a fee for the upgrades/app my husband is working on.  No!  Unless there is a reason our income drops, we can afford to keep going the way we are.  Thankfully, my husband works for dinner (when I make it!) and doesn’t expect more.  :)

I pay four people to help with this site:  Gina, Susan, Cherie, Karen.   Let me assure you that none of them are getting rich and they all deserve more for what they do!  When there’s “extra,” I make money.  When there’s not, I don’t.  Thankfully, overall I do.  I have additional ideas for improvements, but they all take time.  Since I don’t have more of that precious commodity, it would mean hiring additional people to help.  I’m always afraid to take that leap since my income goes up and down and I’m not willing to lose money by running this website.  But, up to this point, it’s always worked out.

I’ve also been asked what you can do to thank us or help support the site.  First of all, by asking that or telling us how the site has helped you . . . you’ve brought a smile to my face and probably the other gals.  Thank you!  Beyond that, my basic answer is . . . . use this site and tell others about it, if you find value in it!

Something even more tangible that you can do is bookmark the Coupons.com page on the site:

Whenever you print coupons from there (or any direct link we give), I get paid.  When you type in Coupons.com and go to their site, I don’t.  From time to time, I get paid for other links I give you, but that is one of the main ways I make money and we can continue to make the site free.

Another consistent source of income is from Google ads, as you probably know.  When you see something of interest and click on it (or just come to the site), they pay me a small amount.  It adds up!

So, please use the links we provide!  Many won’t bring me any revenue, but some do.  I try very hard not to post things just because I’ll get paid for them.  In fact, I just had a IM conversation with Susan a couple days ago, hesitating to post something because it made me money.  When I make money, I often give it extra thought — just to make sure that’s not what is motivating me to publish it.  I don’t want this site to become like so many out there . . . selling you one “bargain” after another just to make a buck or two.   I’m very firm on this.

Again, this link is a great one to bookmark and use . . . it has a value to you and to all of us who work behind the scenes.  Thank you!
http://www.bargainbeliever.com/blog/coupons-com-printables/   It’s also on the top menu bar, if that’s easier.

Thank for being here and trusting us to bring you deals we find value in!

~ Juli

P.S.  My husband is slowly working on the upgrades, but there is not a target date.  It just gets a couple hours here and there, as he can find time.  The biggest change (that will probably roll out first) will be for you to be able to move from device to device, being able to work on or pull up your completed lists.  I’m very excited and can’t wait to use it myself!


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New to Bargain Believer? ~ Shopping List, Facebook, Twitter, RSS, Email, Etc! :)


First of all, WELCOME!  I’m glad you’re here and hope you find ways to save for your family!  (Actually, I KNOW you will!)  :)  We focus on Arizona, though some deals are national.


If you’re active on Facebook, make sure you’ve “liked” Bargain Believer.  All updates are there right away and you have a better chance of seeing things before they disappear.  Plus, we post extra things over there sometimes, especially deals that are Facebook only deals or ones that we think will disappear very quickly.


I’m not a Twitter user, but the feeds automatically go there, so if you use Twitter, you can also follow there.  (No extras there, but all the updates on the website will be there.)  Note:  We’re having technical difficulties getting the feeds over there — hope to have it fixed soon!


Or, you can get email updates or see posts in your RSS feed.


Also, if you’re new or just never discovered the shopping list function, check it out.  You can make your own shopping lists, from the website.  (Sorry, can’t use it on mobile devices unless you have the newest iPad.  You can copy it and email it to yourself, if you want to pull it up on your mobile.)  You can customize it in many ways.  I use it myself and love it!

I made a video explaining how to use the new shopping list.  Among a few other things, it is sorted by category and so much more!!

Or . . . if you prefer to learn on your own, it shouldn’t be that hard.  Just click a green plus sign, from a shopping list on the website.  It’s fairly intuitive and you won’t have to listen to my ten minutes of babbling.  :)


And, Here’s a link to a previous post I did, that has some general information that you might find helpful.

Please ask any specific questions that you have!  You can ask on Facebook or email me:  juli@bargainbeleiver.com

Glad you’re here!


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Get Raincheck for Unadvertisded Price on Fry’s Mega Deal List? ~ FAQ


Fry's official coupon policy states that you can only get a raincheck on advertised products, not other sales tagged throughout their store.

The question has come up as to whether the the items listed in the Mega sale flyer count as an advertised item.  (They are advertised as part of the Mega sale, but no specific prices are listed.  You can pick up the list in the store.)

Bella pointed out that Fry's recently answered that question on their Facebook page.  I'll copy the dialogue below.  The summary is that they will give it to you, but you have to redeem it at the same store IF the manger approves it.  They started out strong in their answer, but then got a little more vague in their second response.

The bottom line is that it's worth asking.  If they said they won't, you will have to decide how much you want to pursue it.

Customer:  Fry's, I love your sale!!! It is wonderful that you have a card in the stores that shows all the sale items. I have a question about rainchecks. If an item is listed on your sale card, may I get a raincheck for that item??????

Fry's:  Hi Albert, thanks for your inquiry! Yes, you can get a rain check for all advertised items on the sales list that are out of stock, which is to be used at that same location. You can request a rain check at customer service or reach out to the store manager and he or she will be happy to assist you. Thanks and have a great day!

Customer:  Even if it is on the the sales card with all the items included in the sale and not in the weekly ad?

Fry's:  Hi, you should be able to get a rain check for those items.  We recommend you check with the store manager. He or she will be happy to assist you and will be able to tell you for sure whether a specific sales item is eligible for a rain check. Thanks!

(Thanks, Bella!)

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Do I Need to Buy 10 for Buy 10 Sales & Similar? ~ FAQ

I took the above picture at Fry's awhile back.  It cracks me up.  I guess it's for the mathematically challenged.  Maybe some of us think in dollars and others in cents.  Or, maybe some of us just don't quite get the whole money thing.  I don't know how your mind thinks, but I wanted to clarify the more confusing sales that I get questions about sometimes.

Here are some examples:

59¢ or 2/$1
In this case, you would need to buy two to pay 50¢ each.  (It's rare to see the picture I have above.)  The most likely place you'll see this is at a convenience store or Walgreens.  It will always be clear that there is a difference in price.

10 for $10
If you don't see anything in the fine print that says you need to buy 10, you can buy one for $1.

2 for $5
Don't let them fool you on the smaller quantities either.  You can still buy one and pay $2.50.  It's not the same as a buy 1, get 1 free sale.

Buy 10, Save $5
In this case, you would need to buy ten products to get $5 off.  It's rarely the same product, but a certain selection of products.  To maximize your savings, you will want to buy in multiples of ten.  Watch for limits since you might only be allowed a certain number of $5 rewards per transaction.  (On Bargain Believer shopping lists, there will be two prices listed.)

Buy 4 or more, Save $1 each
These show up at Safeway sometimes.  It means that you will save an additional $1 on each product you buy, if you buy at least four.  You can buy five and save $5, but if you buy three, you won't save anything.  You don't need to buy in multiples of four.

The bottom line is, don't grab more than you need if you don't want it and/or the savings doesn't justify stocking up.  My husband rarely goes to the store, but he fell for this a couple times, saying he wasn't sure.  I think I can say "fell" since I hope I have him trained now, but ??  I understand.  It just seems like the right thing to do when you're standing in front of a sign telling you to buy two!

For all you rule following, compliant people out there . . . it's okay, you're not breaking a rule, just falling for a marketing scheme.  Be strong and pick up only one!  :)
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Difference Between Fry’s eCoupons & Cellfire Digital Coupons? FAQ


What is the difference between Fry's eCoupons and Cellfire digital coupons?

First of all, "digital" and "eCoupons" are describing the same thing.  They are coupons you load to your store card, from an online source.  The discount is taken off at the register, when your card is scanned and the proper product is purchased.

Fry's eCoupons have more choices and they usually include the Cellfire eCoupons. Every once in awhile Cellfire will have an extra coupon or two.  Since you can only load them from one source, I only link to the Cellfire coupons when they can't be found on the Fry's website.

The reason I do this is because you can "unload" them, through the Fry's site.  You can't at Cellfire.  You have to wait for the coupon to expire.  Since you can't combine a paper coupon with a digital coupon, you will be handed back your paper coupon, if the register detects that you already used a digital coupon.  It doesn't matter if your paper coupon is worth more.  So, if you have ever load a coupon and then find a higher value paper coupon, you will be able to remove it.

If you haven't registered your VIP card at both sites, I suggest that you do.  You just need your number and some brief information and you'll be set.  It will only take a simple click for future savings.

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Can I Use a Walgreens Register Reward (RR) or Catalina at Fry’s? FAQ

Update:  My store will not accept them anymore, so ??

I'm cheating a little by calling this a FAQ since it's really not frequently asked, but many people are shocked when they discover this.

Register Rewards (RR) can **probably** be used at Fry's.  I have a couple disclaimers, but I haven't had any difficulties, other than strange looks that turn into shocking acceptance once I ask the cashier to scan it and they discover it goes right through without beeping.

I have tried this at two different stores and had it confirmed by a manager.  Honestly, I can see where their policy is a little grey, though others see it differently.  So, there's a chance your success may vary.

Their policy says:

Will Fry’s accept my Catalina manufacturer coupon if it has the logo of another store printed on it?

  • If the coupon is clearly a manufacturer coupon, with a valid date, instructions to the retailer, and remittance address, the store should accept the coupon

Register Rewards do say "manufacturer" on them, so I consider that "clear."  However, it's not "clearly" a typical manufacturer coupon.  And, the policy says "should" accept the coupon and I'm not sure what that means.

More about Register Rewards.  (They are from the same system that Catalina coupons come from, meaning you can also use the ones you earn at Safeway, etc.)

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